About Key Elements Capital

 

Key Elements, LLC, is a boutique real estate investment firm based in Richmond, VA, focused exclusively on acquiring value-add residential assets at a low basis.

 

 
 

Your Premier Center For Responsible, Risk-Averse Private Capital Placement

Are you looking for healthy and consistent returns on your real estate investment…without the hassle of owning, landlording, managing, renting, or leasing a single property?

You’re in the right place. Mountain View Capital is the premier hard money lender for prime residential and commercial assets.

In today’s economic environment, you already know how challenging it is to locate investments with high yields and low risk. Equities are volatile and fraught with risk, while the usual safe investments–such as bonds and CD’s–are encumbered with persistently low interest rates.

All things being equal, private investors may be better served by small, unlisted, private partnerships than by global, publicly listed, full-service investment firms.

Our investors appreciate that we provide a more intimate form of money management. It gives them more control over the transactions they choose to participate in and insulates them from external shocks common in publicly traded companies.

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Here’s the ideal opportunity for you to invest alongside other savvy individual investors, institutions, and us.

With the unpredictable and volatile behavior of the stock market and low yields and interest rates imposed by the bank and Uncle Sam, many investors have been prompted to search for ways to achieve higher yields.

In addition, many investors have lost faith in large, institutional investment firms. And private investment firms offer the best alternative.

 

Low Risk, High Returns, Massive Opportunity

Let’s face it: Banks ARE NOT lending to real estate investors, rehabbers, landlords, contractors, and owners and operators of both residential and commercial assets.

That’s why the pent-up demand for readily accessible cash and short term loans is so great for borrowers.

Which spells massive opportunity for YOU.

And the perfect way to satisfy that need and demand is with Hard Money Loans.

As an investor, you want to be assured that your investment capital is deployed with the same meticulous care and precision as a neurosurgeon.

We provide the seasoned experience and insight you demand for every real estate investment decision…so that risk and exposure are structured AWAY from YOU.

Every potential investment property is filtered through strict guidelines. If it doesn’t meet our rigorous criteria, it doesn’t get funded.

Find out how you can deploy your hard earned capital with complete confidence in high performance, Grade-A real estate assets.

How It Works

Mountain View Capital is a tightly managed hard money mortgage pool that lends to a variety of real estate investors, developers, and owners. Each borrower is vetted and approved according to our stringent guidelines and policies.

We lend to:

  • Investors
  • Contractors
  • Rehabbers
  • Landlords
  • Builders
  • Note Buyers

We specialize in the following types of hard money loans:

  • Residential Real Estate
  • Residential Notes & Mortgages
  • New Construction
  • Fix and Flips, Rehabs
  • Commercial Real Estate
  • Commercial Notes & Mortgages
  • Construction Loans
  • Bridge Loans
 

Our History

29SC began investing in Single Family Residential (SFR) in 2009 to purchase distress assets from banking institutions.  The SFR business unit eventually developed into a portfolio of over 2,000 single family homes for rent taken public in the Canadian Stock Market as part of Tricon American Homes (Ticker: TCN.TO).  In 2011, 29SC created a distressed debt business unit that acquired troubled real estate assets which were under the institutional radar primarily from local and community banks.  These smaller banks were facing an immediate need to recapitalize their balance sheet forced by government agencies as part of loss-share agreements so there was a window of opportunity to add discounted loans to our portfolio.  As the market improved, these opportunities became scarcer and the amount of risk increased so 29SC decided to liquidate these assets.  In 2011, 29SC’s principals also decided to leverage the existing leasing, property management and construction teams in the SFR business to expand into value-add multifamily.  This business unit began in Oakland, CA, quickly expanding into 11 markets with local acquisition managers in each. 29SC’s current portfolio is made up of over 8,000 units centered around value-add/repositioning multifamily opportunities that are below the institutional radar with limited competition.

Overall, all three business units have invested over $500 million in equity and over $1 billion of total assets.

 

What You Can Expect

Put your mind at ease. All lending decisions are made in-house…without emotion and without depending heavily on so-called “market speculation.”

The investment MUST make financial sense…regardless of what happens in the market. The goal is to minimize your risk, reduce exposure, and maximize profits to ensure a sound, healthy investment.

Here are just a few of the guidelines and protocols we use PRIOR to investing capital:

  • Loan Sourcing

    • Proprietary network of industry contacts
    • Experienced acquisitions team
    • Exclusive “first look” off market funding opportunities
  • Underwriting
    • A “bottom up” approach focused on critical fundamentals
    • Target investments with a clear, identifiable exit strategy
    • Intimate understanding of local markets
  • Due Diligence
    • Property appraisal
    • Market analysis
    • Demographics
    • Growth and feasibility
  • Fundamental Analysis

    • The debt
    • The equity
    • The cashflow
    • The property
  • Ongoing Monitoring
    • Hands-on management
    • Portfolio reviews…weekly, monthly, quarterly
    • Downside protection by providing low loan to value
    • First lien position on solid assets with solid fundamentals
  • Regular Investor Updates
    • Investor notified whenever a decision is made affecting the asset
    • Quarterly newsletter
    • Annual report

Risk Management

  • Committee approval for objectivity on vetting each investment
  • Ongoing monitoring of assets and markets
  • Legal team ensures marketable and insurable title
  • Review of holding period and exit strategy

Safety and Security First

Each loan we originate is secured by a mortgage or deed of trust. All closings are processed through third party title companies or closing attorneys to ensure that all T’s are crossed and I’s are dotted. This also guarantees the proper due diligence along with clean and marketable title.

And to make sure you sleep soundly at night, we retain outside expert services for loan servicing, legal work, tax preparation, and property appraisals.

This allows us to put our full attention and focus on our core competence:

Putting your capital to work in the best real estate investments found anywhere.

Transparency

At Mountain View Capital, we pride ourselves on transparency with our investors and borrowers.

You’re kept up-to-date and informed on any investment decision regarding your capital. The phone lines are always open. You’ll receive a detailed quarterly update and an annual report for bookkeeping and tax reporting.

Management Team

At Mountain View Capital, we pride ourselves on transparency with our investors and borrowers.

You’re kept up-to-date and informed on any investment decision regarding your capital. The phone lines are always open. You’ll receive a detailed quarterly update and an annual report for bookkeeping and tax reporting.

 
9012 Michaux Lane, Henrico, VA 23229 - ($210,000.00)

9012 Michaux Lane, Henrico, VA 23229 - ($210,000.00)

3010 Kellynn Drive, Midlothian, VA 23112 - ($190,000.00)

3010 Kellynn Drive, Midlothian, VA 23112 - ($190,000.00)

"After just a year with Mountain View Investors I doubled my investment. I could not believe the returns I was receiving. For someone in retirement that is incredible."   ~Gabe Hernandez

"After just a year with Mountain View Investors I doubled my investment. I could not believe the returns I was receiving. For someone in retirement that is incredible."  

~Gabe Hernandez

"After just a year with Mountain View Investors I doubled my investment. I could not believe the returns I was receiving. For someone in retirement that is incredible."   ~Gabe Hernandez

"After just a year with Mountain View Investors I doubled my investment. I could not believe the returns I was receiving. For someone in retirement that is incredible."  

~Gabe Hernandez

"After just a year with Mountain View Investors I doubled my investment. I could not believe the returns I was receiving. For someone in retirement that is incredible."   ~Gabe Hernandez

"After just a year with Mountain View Investors I doubled my investment. I could not believe the returns I was receiving. For someone in retirement that is incredible."  

~Gabe Hernandez

How much is your minimum investment requirement?

Your initial investment can be as small as $50,000 or as large as many millions of dollars.

Regardless of how much you invest, you will find yourself investing alongside of other institutions and wealthy individual investors. As a result, you will benefit from the high returns with significantly reduced risk that our investment criteria are structured to deliver with remarkable consistency.

Why should I invest in real estate?

At Mountain View Capital, we pride ourselves on transparency with our investors and borrowers.

You’re kept up-to-date and informed on any investment decision regarding your capital. The phone lines are always open. You’ll receive a detailed quarterly update and an annual report for bookkeeping and tax reporting.

 

What assets will I be investing in?

When you invest with us, you’ll be investing in the same assets we select to invest in ourselves. These may be residential or commercial properties. What they all have in common is the very high likelihood of producing outstanding returns with greatly reduced risk.

How do you reduce risk?

We specialize in opportunistic lending in real estate assets where the value of the asset more than covers the amount of the investment, so risk is structured away from you from the outset. Even if the borrower defaults, we acquire the asset and sell it at a profit. Of course, we also reduce risk by careful evaluation of the asset that will secure the loan, as well as the credentials of the borrower.

Do I have to know a lot about real estate?

No. Our team of seasoned real estate experts handle all the research, due diligence, underwriting, legal and operational aspects of each loan. You simply enjoy the returns.

What rate of return can I expect?

Our goal is to deliver an average annual yield to our investors of at least 10% — and often substantially more.

Have Questions?

We’re happy to answer any questions you have concerning investing with us.

 

Key Elements, LLC

1131 West Avenue, Richmond, VA 23220

info@keyelementscapital.com

804-709-7978

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